Health Insurance

Texans with health insurance coverage have undeniably better health outcomes and access to care than those without.

    • We negotiate lower prices with doctors, hospitals, and drug companies and then pass on savings as lower premiums.

    • Health coverage encourages preventative care which leads to better health outcomes. Many preventive services—like screenings for cancer, high cholesterol, depression and diabetes—are 100% covered.

    • Health plans cover the millions of Texans with preexisting conditions from cancer, to diabetes, to asthma, to chronic pain.

    • The variety of health plans in the market means that they are competing to offer the best value and best type of plan for payers.

    • The benefits offered by health insurance are regulated and guaranteed unlike other health products which are buyer beware.

    • Health plans provide coverage for mental health support.

    • Health insurance helps keep families and communities healthy. Our health plans serve more than 20 million Texans.

    • 82% of Texans are protected by health coverage, with more than 15 million Texans covered by private insurance, mostly through their employers.

    • Insurers pay over $2.5 billion in state premium taxes.

    • Insurers employ 34,105 Texans with a payroll of $2.4 billion.

    • Health insurance is the single largest tax break for employers, valued at over $329 billion nationally—lowering the cost of premiums by 32% for employer.

Featured Health Insurance Resources

Health Insurance Resources

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Policy Papers

TAHP Presentations

101s

Testimonies

Comment Letters

Legislative Briefs

News

TAHP Enters the Chat on AI

AI Testimony for House Select Committee 10.1.24

Health Insurance 101

Federal Mental Health Parity Rules

Celebrating 50 Years of ERISA

Hospital Facility Fees Testimony for House Insurance 9.5.24

State-Based Health Exchange Testimony for House Insurance 9.5.24

Health Care Mandate Testimony for House Insurance 9.5.24

Prior Authorization Testimony for House Insurance 9.5.24

Network Adequacy Testimony for House Insurance 9.5.24

Transparency in Health Care Testimony for House Insurance 9.5.24

AI in Health Care Testimony for House Insurance 9.5.24

Inaugural Healthcare Workforce Task Force Includes TAHP CEO

Employees Remain Highly Satisfied With Job-Based Health Coverage

Texas Extends Medicaid Coverage for New Moms on March 1st

Texas Leads the Way in Health Insurance Competition

Open-Enrollment at Healthcare.gov Set for 10 Year Anniversary

TAHP Releases Texas Covered 2023 Agenda

HB 2021 Would Drive Up the Cost of Employer Drug Coverage

ACA sign-ups continue to surge in Texas

TAHP Supports Bills to Create More Affordable Health Coverage Options for Employers

TAHP’s Legislative Guide is here

TAHP Supports More Affordable Health Insurance Options

Enhanced ACA Subsidies Mean More Coverage for Texans

Value of Coverage: Mental Health

Fixing the Family Glitch Means Millions Could Qualify for Affordable Coverage

Texas Breaking Enrollment Records

Health Plans Make Sure You’ll Never Walk Alone

At-Home COVID Tests Covered by Insurance Starting January 15

No More Surprises

Texans Deserve More Than a Health Care Safety Net

TAHP Welcomes Blake Hutson as Director of Public Affairs

Five Things That May Surprise You About ACA Plans in Texas

Coming September 1: New Texas Health Care Laws

Texas Covered Conference + Expo Agenda Release

Uninsured Texans Have Two Weeks to Take Advantage of Special ACA Enrollment

State of Employer-Sponsored Health Coverage in Texas

TAHP’s End of Session Guide

“Insurance-Like” Products Erode Protections for Pre-Existing Conditions

Legislators Need to Know the Cost of Health Care Mandates

HB 4 and SB 412 Provide Smart Telehealth Expansion

Health Plans Helping to Bridge the Vaccine Gap

Texas Health Insurance Providers and PBMs Fight Out-of-Control Drug Prices

Press Release – TAHP Applauds New TDI Rule That Will Expand Access to Association Health Plans

A Telehealth Explosion in Texas

Putting Texas Patients First: Texas Health Plans Are Standing With You

1332 Waivers: A New Opportunity to Reduce Costs and Increase Access of Comprehensive Health Coverage

Health Insurance Providers to Continue Payment Parity for Telehealth

Texas Health Plans Are Committed to Curbing the COVID-19 Virus

TAHP Statement on Commitment to Work with Gov. Abbott and State Leaders on Coronavirus Response

Complete Coverage: Texas Health Insurance Providers Respond to Coronavirus

TAHP Joins New Learning Collaborative

Texas Health Plans Urge State Congressional Delegation to Delay Health Insurance Tax

Episcopal Health Foundation, Health Plans, and MCOs Launch Effort to Address SDOH

Valley Central: Insurance Company Works with McAllen School to Accommodate Student

Interim Hearings on TAHP Priority Issues!

TX Health Plans Respond to White House Ending Funding for Health Benefits Helping Low-Income Texans

TX Health Plans Urge TX Congressional Delegation to Delay HIT

Hurricane Resource Guide: Texas Health Plans Provide Relief Efforts to Impacted Texans

Houston Chronicle Spotlights TX Health Plan Hurricane Relief Efforts

Healthplan Highlights from the 85th Legislature Released

TAHP Comments on Proposed Chemical Dependency Rule

Coalition Letter Supporting SB 1581: HIMARC

One-Pager Opposing SB 1723: Backdated HMO Referrals Undermines HMO Cost-Savings

One-Pager Opposing SB 1220: Don’t Mandate Coverage For Non-Medical Drivers of Health

Testimony Opposing SB 1723: Backdated HMO Referrals

Testimony Opposing HB 134: Cranial Remolding

One-Pager Opposing SB 1298: Freestanding ER and Arbitration

One-Pager Supporting HB 1073, HB 2414, & HB 3351: These Bills Modernize Health Plans

Testimony On HB 3359: Network Adequacy

Coalition Letter Supporting HB 711: Addressing Market Consolidation

One-Pager Opposing HB 895: Prohibiting Extrapolation

Testimony Supporting SB 1135: Value-Based Care

One-Pager Supporting HB 1073 and SB 1135: Value-Based Care

Testimony Opposing SB 1298: Freestanding ER Arbitration

Testimony Supporting SB 2476: Ambulance Surprise Billing

Testimony Opposing HB 4713: First Episode Psychosis

Coalition Letter Supporting HB 1073/SB 1135: Value-Based Care

One-Pager on HB 3359: Network Adequacy Standards

Testimony Opposing HB 3195: Claims Payment Review Process

Coalition Letter Supporting HB 1001 and SB 605: Mandate-Lite Options

Testimony Supporting HB 1001: Mandate Lite Coverage

Texas Health Plans Cover More than 20 Million Texans

Health Insurance 101

Health Insurance 101

Coalition Letter Supporting SB 1581: HIMARC

Coalition Letter Supporting HB 711: Addressing Market Consolidation

Coalition Letter Supporting HB 1073/SB 1135: Value-Based Care

Coalition Letter Supporting HB 1001 and SB 605: Mandate-Lite Options

Texas Health Plans Cover More than 20 Million Texans

Health Insurance 101

AI Testimony for House Select Committee 10.1.24

Hospital Facility Fees Testimony for House Insurance 9.5.24

State-Based Health Exchange Testimony for House Insurance 9.5.24

Health Care Mandate Testimony for House Insurance 9.5.24

Prior Authorization Testimony for House Insurance 9.5.24

Network Adequacy Testimony for House Insurance 9.5.24

Transparency in Health Care Testimony for House Insurance 9.5.24

AI in Health Care Testimony for House Insurance 9.5.24

Testimony Opposing SB 1723: Backdated HMO Referrals

Testimony Opposing HB 134: Cranial Remolding

Testimony On HB 3359: Network Adequacy

Testimony Supporting SB 1135: Value-Based Care

Testimony Opposing SB 1298: Freestanding ER Arbitration

Testimony Supporting SB 2476: Ambulance Surprise Billing

Testimony Opposing HB 4713: First Episode Psychosis

Testimony Opposing HB 3195: Claims Payment Review Process

Testimony Supporting HB 1001: Mandate Lite Coverage

TAHP Comments on Proposed Chemical Dependency Rule

One-Pager Opposing SB 1723: Backdated HMO Referrals Undermines HMO Cost-Savings

One-Pager Opposing SB 1220: Don’t Mandate Coverage For Non-Medical Drivers of Health

One-Pager Opposing SB 1298: Freestanding ER and Arbitration

One-Pager Supporting HB 1073, HB 2414, & HB 3351: These Bills Modernize Health Plans

One-Pager Opposing HB 895: Prohibiting Extrapolation

One-Pager Supporting HB 1073 and SB 1135: Value-Based Care

One-Pager on HB 3359: Network Adequacy Standards

TAHP Enters the Chat on AI

Celebrating 50 Years of ERISA

Inaugural Healthcare Workforce Task Force Includes TAHP CEO

Employees Remain Highly Satisfied With Job-Based Health Coverage

Texas Extends Medicaid Coverage for New Moms on March 1st

Texas Leads the Way in Health Insurance Competition

Open-Enrollment at Healthcare.gov Set for 10 Year Anniversary

TAHP Releases Texas Covered 2023 Agenda

HB 2021 Would Drive Up the Cost of Employer Drug Coverage

ACA sign-ups continue to surge in Texas

TAHP Supports Bills to Create More Affordable Health Coverage Options for Employers

TAHP’s Legislative Guide is here

TAHP Supports More Affordable Health Insurance Options

Enhanced ACA Subsidies Mean More Coverage for Texans

Value of Coverage: Mental Health

Fixing the Family Glitch Means Millions Could Qualify for Affordable Coverage

Texas Breaking Enrollment Records

Health Plans Make Sure You’ll Never Walk Alone

At-Home COVID Tests Covered by Insurance Starting January 15

No More Surprises

Texans Deserve More Than a Health Care Safety Net

TAHP Welcomes Blake Hutson as Director of Public Affairs

Five Things That May Surprise You About ACA Plans in Texas

Coming September 1: New Texas Health Care Laws

Texas Covered Conference + Expo Agenda Release

Uninsured Texans Have Two Weeks to Take Advantage of Special ACA Enrollment

State of Employer-Sponsored Health Coverage in Texas

TAHP’s End of Session Guide

“Insurance-Like” Products Erode Protections for Pre-Existing Conditions

Legislators Need to Know the Cost of Health Care Mandates

HB 4 and SB 412 Provide Smart Telehealth Expansion

Health Plans Helping to Bridge the Vaccine Gap

Texas Health Insurance Providers and PBMs Fight Out-of-Control Drug Prices

Press Release – TAHP Applauds New TDI Rule That Will Expand Access to Association Health Plans

A Telehealth Explosion in Texas

Putting Texas Patients First: Texas Health Plans Are Standing With You

1332 Waivers: A New Opportunity to Reduce Costs and Increase Access of Comprehensive Health Coverage

Health Insurance Providers to Continue Payment Parity for Telehealth

Texas Health Plans Are Committed to Curbing the COVID-19 Virus

TAHP Statement on Commitment to Work with Gov. Abbott and State Leaders on Coronavirus Response

Complete Coverage: Texas Health Insurance Providers Respond to Coronavirus

TAHP Joins New Learning Collaborative

Texas Health Plans Urge State Congressional Delegation to Delay Health Insurance Tax

Episcopal Health Foundation, Health Plans, and MCOs Launch Effort to Address SDOH

Valley Central: Insurance Company Works with McAllen School to Accommodate Student

Interim Hearings on TAHP Priority Issues!

TX Health Plans Respond to White House Ending Funding for Health Benefits Helping Low-Income Texans

TX Health Plans Urge TX Congressional Delegation to Delay HIT

Hurricane Resource Guide: Texas Health Plans Provide Relief Efforts to Impacted Texans

Houston Chronicle Spotlights TX Health Plan Hurricane Relief Efforts

Healthplan Highlights from the 85th Legislature Released

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