Testimony On HB 3359: Network Adequacy
We caution against the approach outlined in HB 3359, as it will increase premiums substantially for the typical health plan design that employers choose and move the market to HMO/EPO products that have no out-of-network coverage. These provisions eliminate the flexibility in benefit designs that employers select to control costs. The overall effect of this part of the bill will be increases in premiums for PPO products, making them unattractive to employers.
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