Open Enrollment is Happening Now for Millions of Texans at Healthcare.gov

By: TAHP | Friday, November 22, 2024

Open Now: Health insurance enrollment through Healthcare.gov runs from November 1 to January 15. Don’t miss your chance to sign up for affordable, quality coverage starting in 2025.

Why It Matters: While most Texans are covered through their employer, millions of Texas’ entrepreneurs, small business owners, and others look for health insurance coverage on their own. That’s where the Affordable Care Act’s (ACA) individual market kicks in—and in Texas, it’s stronger than ever. Texans have the highest uninsured rate in the nation, and enrollment in the marketplace significantly reduces this number.

What’s New: Thanks to expanded tax credits, 4 out of 5 enrollees can find plans for $10 or less per month after financial assistance.

  • That means many Texans—who previously didn’t qualify for help—may now see significant savings.

More Competitive than Ever: This year, Texas again leads all states with 15 insurers offering coverage, and very few counties now have just one insurer available on the marketplace. Competition = lower premiums.

Must Know Info:

  • Don’t Wait: Enroll by December 15 for coverage starting January 1. Miss that? You still have until January 15 for coverage starting February 1.
  • Compare Plans: Even if you’re already enrolled, it pays to review new plans. Insurers update their offerings annually, and you might find better coverage or savings.
  • Seek Help: Need guidance? Free assistance is available over the phone or in person.

By the Numbers:

  • 3.4 million Texans enrolled in 2024—a record high.
  • 90%+ Texans have a choice of plans from 3 or more health insurers. That’s compared to under 60% in 2018.
  • When shopping for coverage, 4 out of 5 people quality to chose from options that include a health insurance plan for under $10 per month.

Go Deeper: Discover more with TAHP’s one-pager and 101 on the individual coverage market.

The Bottom Line: The health insurance marketplace in Texas is stronger and more competitive than ever. Whether you’re self-employed, working part-time, or just need coverage, this is the moment to secure affordable, high-quality insurance for you and your family.

Ready to Enroll? Visit Healthcare.gov or call 1-800-318-2596.

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