Testimony in Opposition to HB 5099 (Right to Shop Mandate) 4.2.25
TAHP has concerns with House Bill 5099, which mandates a cash-back incentive model for health care shopping. While we support efforts to increase consumer engagement and transparency, HB 5099 imposes a rigid, untested system that could drive up utilization, bypass provider oversight, and create significant administrative complexity. The bill mandates insurers pay 50% of savings directly to enrollees—triggering tax liabilities and operational hurdles—while incentivizing potentially wasteful or unnecessary care. A better approach would be to remove existing barriers to voluntary, in-network incentive programs already proven effective in the employer market.
Click here to view TAHP’s testimony in response to HB 5099.
